What We Do
The financial planning process begins with a complimentary consultation during which we discuss:
- your current financial situation
- your future goals and values
- your risk tolerance based on your life circumstances
- opportunities and services that may be of use to you and your family
- expectations within the financial advisory relationship
Once an agreement is made to pursue the relationship, we begin the process of gathering information to develop an accurate and complete financial picture. The scope of the project depends on your individual needs and circumstances. The financial planning elements that will be addressed may include, but are not limited to:
- Investment Management
- Retirement Planning
- Education Funding
- Cash and Debt Management
- Tax Management
- Risk Management
- Estate Planning
With the information gathered, we can formulate a goal-based financial plan with recommendations and action items to enhance your financial well-being. A major goal of ours is to educate you on your available options so you will feel confident in the decision-making process. The plan’s implementation is the biggest challenge. As necessary, we will personally assist you in this process to make it seamless.
The financial planning process is an ongoing one that requires monitoring and revision. As your life changes – marriage, a change of employment, short and long-term goals, etc. – the plan needs to be revised and updated as well. As your financial advisor, we will support you throughout these changes and make recommendations as needed. Likewise, external factors such as the economic markets and legislation will prompt portfolio reviews. Continuous phone and email access is available to address any concerns or questions you may have.
